ATM means Any Time Money..You need not go till the bank and wait for the bank to open to withdraw cash.I know ATMs have come long back but still I see some people struggling to use ATM.Here are some tips to use ATM.These are generic usage guidelines but usage may vary slightly based on the banks.
1. First step is to get an ATM card and a PIN.Its definitely not advisable to share the PIN with any one.Insert the ATM card and enter the PIN number when asked.
2.Its very important to select the language which you are comfortable.If the PIN you entered is correct,there will be an option to choose language.Select the button next to it or touch the option on the screen.
3.Next,select a transaction.Could be withdrawal,Balance inquiry,Deposit,Funds Transfer,Bill payment etc. You can opt to get the receipts for the transaction you made.If its withdrawal,enter the required amount and press "correct" button.collect the money within the time out period.Else ATM will swallow the amount:)
4.If its a deposit,enter the amount you want to deposit and put the money in the envelope and insert it in the slot provided.Some banks may not have this option in that case you will have to directly go to bank and deposit the amount.
5.In some ATMs,you have option to set favorite transaction that will be 40% faster than the usual transaction.
6.Other than this,ATM centers have drop box facility for paying credit cards,deposits.
7.Nowadays you may see that password must be re-entered for every transaction that you make.This is to prevent the misuse of ATM cards by unauthorized people.
Withdrawal and balance inquiry are the usual transaction that we make,So I have explained only those.Hope this write-up is helpful.
1. First step is to get an ATM card and a PIN.Its definitely not advisable to share the PIN with any one.Insert the ATM card and enter the PIN number when asked.
2.Its very important to select the language which you are comfortable.If the PIN you entered is correct,there will be an option to choose language.Select the button next to it or touch the option on the screen.
3.Next,select a transaction.Could be withdrawal,Balance inquiry,Deposit,Funds Transfer,Bill payment etc. You can opt to get the receipts for the transaction you made.If its withdrawal,enter the required amount and press "correct" button.collect the money within the time out period.Else ATM will swallow the amount:)
4.If its a deposit,enter the amount you want to deposit and put the money in the envelope and insert it in the slot provided.Some banks may not have this option in that case you will have to directly go to bank and deposit the amount.
5.In some ATMs,you have option to set favorite transaction that will be 40% faster than the usual transaction.
6.Other than this,ATM centers have drop box facility for paying credit cards,deposits.
7.Nowadays you may see that password must be re-entered for every transaction that you make.This is to prevent the misuse of ATM cards by unauthorized people.
Withdrawal and balance inquiry are the usual transaction that we make,So I have explained only those.Hope this write-up is helpful.
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